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Pension credit - over state pension age? Pension credit could unlock support to help with your housing costs
gov.uk/pension-credit
0800 99 1234

Are you over State Pension age, or know someone who is?

If you are over State Pension age, you may be eligible to claim Pension Credit, even if you own your home or have savings.

Pension Credit also helps pensioners save:

  1. Housing costs: Pension Credit could help reduce your housing expenses. Eligible pensioners might also qualify for Council Tax Reduction to lower their council tax bill, Housing Benefit if they're renting, or Support for Mortgage Interest if they own their home.
  2. Energy bills:  Pension Credit can open access to additional energy support. Eligible pensioners could receive the Warm Home Discount to reduce electricity costs and Cold Weather Payments during particularly cold spells.
  3. Health and wellbeing: Pension Credit may provide access to essential free NHS services. This includes dental treatment and help with transport costs for hospital appointments.
  4. TV Licence: Pensioners aged 75 or over who are eligible for Pension Credit qualify for a free TV licence.

You could be eligible for Pension Credit if your weekly income is below £227.10 or, if you have a partner who lives with you, £346.60.

Don't miss out.

Use the Pension Credit calculator to find out how much Pension Credit someone could get – without giving any personal details. This video explains how the calculator works.

The Pension Service
Telephone: 0800 99 1234
Find out about call charges